Why Choose Plan IV?
Whether you are representing the best interests of your company, or looking for the best plans for you and your family, Plan IV is here for you.
So what really is the difference between us and the others guys? Well, the answer is simple. We have access to all the plans and policies that the big guys do, providing you with the options you need to make a smart decision.
The real difference in Plan IV is that we work with our clients on a personal level. We want to learn more about you or your company, in order to find the right plan that really fits your lifestyle and business goals.
People choose Plan IV because they like to deal with real people who care.
Our Vision, Our Values
We know that to realize our vision, we have to understand yours. By listening to you and understanding what your financial goals are, Plan IV builds a lasting trust with all of its clients. It is only through the highest levels of integrity, respect and honest, personal service that we will continue to grow and support you. And for us, that is the most important thing in the world.
History
Plan IV has been providing personal and professional financial services for nearly 25 years.
Too often, we saw fast-talking salespeople trying to sell policies and plans to unsuspecting clients. We thought that was wrong and that there was a better way.
Our company grew out of the idea that personal and professional service will never go out of style.
What started with a simple idea has grown into a real, thriving business that was built one client at a time. Over the years, our products and services have grown to meet the ever-changing needs of our clients. As we continue to grow, we will always remember what got here.
Our combination of industry knowledge and personal service will always provide our clients with the best financial products available.
Our People
Clarence (Mike) Simonis is a graduate of Eastern Michigan University with a degree in Education. Entered the insurance business in 1974 with Metropolitan Life Insurance and was a sales leader for 10 years. In addition to Life and Health licenses he also has a Series 6 and 63 license in Securities. Mike was awarded Leaders Conference, President of Leaders Conference and a member of Million Dollar Round Table while he was with Metropolitan Life. In, 1984 started Plan IV Corporation with partner, Thomas Miszcak.
Thomas (Tom) Miszcak is co-founder of Plan IV Corporation. Tom has completed his Advanced Insurance Planner and Personal Insurance Marketing programs in 1979 and joined Metropolitan Life Insurance in 1979. Throughout his 5 years at Metropolitan Life he won multiple awards as well as “Rookie of the Year” in 1980. He has also earned the Certified Estate Planner (CEP) professional designation. He has been a member of Metro Networking Professionals, a local networking organization, since 1993. Tom has served as their president the past 4 years. Tom began mentoring students in 2002 through the Winning Futures program in Warren Consolidated Schools.
Beth Bales managed a multi-physician office for 10 years prior to joining Plan IV Corporation in 1993. She did medical billing for the physicians, which has become a great asset for our clients at Plan IV Corporation when claims issues arise. Beth is Operations Manager at Plan IV Corporation and in 1998 obtained her Health and Life licenses. She specializes in Group and Individual benefits packages.
Thomas (Tom) Stankus obtained his Life and Health licenses in 1984. He worked for Metropolitan Life for 3 years where he focused on Life Insurance and Annuity clients. Tom made the transfer to Plan IV Corporation in 1987 continuing Life and Annuity sales but, specializing in Group and Individual health insurance.
Michael (Mike) Ketchum joined Plan IV Corporation in 1992 when he obtained his Life and Health licenses. Mike specializes in Group and Individual dental, life, Buy/Sell Agreements, Long Term Care and Disability.
Joseph (Joe) Bales obtained his Life and Health licenses in 1998. He has been a part of Plan IV Corporation since that time. He specializes in Life Insurance, Mortgage Protection and Health Insurance.