• What's Your Plan?
  • What's Your Plan?
  • What's Your Plan?

Current News

Long Term Care

Jan 11, 2012

You have worked all your life to accumulate and preserve assets for retirement for you and your family. Unfortunately, although you worked your entire life building a portfolio through earnings, investments and savings, you risk losing it all if you ever have to enter a nursing home. This happens more often than you think; one in three people over age 65 will need nursing care.

Did you know that the average cost of a nursing home in Michigan exceeds $80,000 per year?  At that price, most people quickly spend their life savings and are left with nothing to show for their lifetime of hard work.  But there is a better way.  That’s right-you and your loved ones do not have to spend the savings of a lifetime to pay for a nursing home!

            Throughout my career, I have been fortunate to work closely with the team of lawyer at Accettura & Hurwitz.  These lawyers are experts in the field of nursing home planning, through which they can save anyone who is planning on entering, or who already is in a nursing home up to hundreds of thousands of dollars.  I have personally worked with these lawyers and hold them in the highest regard.

            To find out how it is possible to protect your savings from being spent on a nursing home and obtain the greatest quality of care, I urge you to contact me or call them directly at 248-848-9409 I  have arrange for you a free, no obligation consultation where you can learn how to save money from a nursing home.  You can also explore their web site at www.elderlawmi.com.   

If you, or anyone you know, may need to enter a nursing home, please make what could be one of the most important calls you ever make.  The potential financial impact on you and your family is far too great not to research Long Term Care.  Please do not hesitate to call me if you have any questions.

 


Plan IV Life Insurance Checkup

Jan 11, 2012

 

 

The last couple years have been very difficult for many people who have altered or changed their life situation and when that happens, your life insurance needs may also change. How do you know if you have enough coverage?

When was the last time you reviewed your life insurance needs and compared them to your existing coverage?  If it’s been more than five years since your last life insurance checkup, it’s been too long!

Benefits of a checkup

  • Realign your insurance needs with your current life situation
  • Ensure appropriate and accurate beneficiary designations
  • Ensure your policy doesn’t lapse because of change in interest rates
  • Take advantage of newer and more cost-effective life insurance policies

It’s time to review if you have experienced any of the following check-up triggers:

     

Marriage                                                                      Major Career change

Loss of a spouse                                                          Retirement

Marriage or divorce of one of your heirs                    Inheritance

Birth or adoption of a child or grandchild                  it’s been five years since last review          

 

I can assist you with your life insurance review.  Please call and schedule you’re free, no obligation consultation at 248-689-4910.

 


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