Individual Clients

Insurance

There is an old proverb that says, “Health is not valued until sickness comes”.

Now, most people do not like to think about health concerns even though they should. That is why Plan IV works with you to determine what your health and life insurance needs are for today and for tomorrow. We know that it is better to plan ahead, so that when the need arises, you and your family will be well-cared for. That is why we offer products and services such as:

• Life Insurance
• Health Insurance
• Long-Term Care Insurance
• Disability Income Insurance

Through a personal consultation with you, we will be able to determine the right health and life insurance plans that fit your lifestyle, budget and ongoing needs.

Retirement

We all dream of the day when we can relax, take it easy and enjoy the fruits of our labors. But just like everything else in this world, the retirement lifestyle you want requires preparation. That is why Plan IV works with you to define what your retirement goals are. Based upon your dreams and goals, we can put together a retirement portfolio that will get you to where you want to be. Our products and services include:

• Pre-Retirement Planning
• Retirement Income and Investment Strategies
  • Individual Retirement Accounts
  • Fixed and Variable Annuity Insurance Products
  • Pension Income Alternatives

By meeting with you in person, we can discover what your retirement goals are and customize a retirement package that will help you relax and feel greater security about life after work.

Investments

Having the right investments and asset allocations can make all the difference in your financial world. No matter what stage of life you are in, it is important to consider all of your options in how you will invest your hard-earned money. Some of the services and products that Plan IV provides:

• Investment Portfolio Analysis
• Asset Management
• Variable Annuity Insurance Products
• Mutual Funds

Once we sit down with you and outline what your short-term and long-term investments goals are, we will be able to work together to put together an investment portfolio that will work for you today and for years to come.

Estate Tax Strategies

• College Expense Strategies and Investments