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Read Our Latest Blog Post: How A Financial Planner Can Help You Meet Your Retirement Goals

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Putting you on a path to success

We want to learn more about you, in order to find the right health care plan that really fits your lifestyle and goals. We build lasting relationships with our clients. It is only through the highest levels of integrity, respect and honest, personal service that we will continue to grow.

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People choose PLAN IV because they like to deal with real people who care. We are local in Troy, Michigan. Learn More

Our combination of industry knowledge and personal service will always provide our clients with the best financial products available. Our People
PLAN IV has been providing personal and professional services for nearly 25 years. Learn More

What's New

Want to know what’s happening with us and the world of health and life planning? We can connect you with the latest health news and information you need.


How A Financial Planner Can Help You Meet Your Retirement Goals

Planning for retirement can be tricky, as unforeseen costs can come up. Many people assume that they’ll be spending much less on the cost of living when they retire, but that’s not always true and that assumption can come back to bite you. The best way to ensure you can live comfortably in retirement without worry is to get the advice of a professional financial planner, like the ones at Plan IV. read more

What Do Insurance Companies Have to Cover for COVID-19?

With waves of COVID-19 sending millions of Americans to doctors, urgent care, and pharmacies for COVID-19 testing, you may be wondering what insurance companies are required to cover when it comes to COVID-19-related services. read more

Long-Term Care Plans – What They Cover, How to Enroll

Whether it’s a result of aging, a chronic health condition, or an injury, many people end up needing long-term care at some point in their lives to live comfortably and stay healthy. Long-term care generally refers to help with everyday tasks, and this help can be given to you in your home, at a nursing facility, or at a daycare facility. read more

Health solutions for your small business

Our goal is to provide you with the support and planning you require in managing all of your employees effectively. We work to understand your needs and provide customized solutions that ensure better health care decisions for you and your employees.


Diverse plans and programs

In today’s ever-changing working world, it is good to have choices. Learn More

At PLAN IV, we know that good help is hard to find. That is why when you build a quality workforce, you want to able to offer them the best in compensation and benefits Learn More
PLAN IV knows that strong leadership makes for a strong business. That is why we have developed specialty compensation and benefit programs for the executives within your organization. Learn More
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What you need to know about health reform ..

Get the information you need, links, and documents all on understanding health reform.

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