Individual Health Insurance Open Enrollment Begins November 1st, 2018 and remains available until December 15th, 2018. Call us today for help enrolling in a health insurance plan for 2019



Don't Go on the Marketplace Exchange — Call Us & We'll Take Care of it For You, No Cost!

We have professional relationships with a variety of the nation's top carriers

We Are in the Mail!

Checkout our recent mailer postcard that we've sent out in October & November.

Postcard 1 front Postcard 1 back
Postcard 2 front Postcard 2 back

Talk To An Expert!

Have an advisor contact you for an initial conversation

Putting you on a path to success

We want to learn more about you, in order to find the right health care plan that really fits your lifestyle and goals. We build lasting relationships with our clients. It is only through the highest levels of integrity, respect and honest, personal service that we will continue to grow.

We're here for you

People choose PLAN IV because they like to deal with real people who care. We are local in Troy, Michigan. Learn More

Our combination of industry knowledge and personal service will always provide our clients with the best financial products available. Our People
PLAN IV has been providing personal and professional services for nearly 25 years. Learn More

What's New

Want to know what’s happening with us and the world of health and life planning? We can connect you with the latest health news and information you need.


Why You Shouldn’t Skip the Middle Man: Working Directly with Health Insurance Brokers Has Major Benefits

Whether you need short term coverage, a long-term policy, disability insurance, supplemental insurance, or any other type of coverage, Plan IV can find a plan that perfectly fits your budget, needs, and lifestyle. read more

Ways Millennials are Changing the Healthcare Industry

The insurance professionals at Plan IV keep up with changes in the healthcare industry, and we are here to help Millennials find the best and most affordable healthcare coverage. read more

5 Signs You're Ready to Retire

You are nearing the average retirement age and each day it becomes closer and closer. The question is, are you ready to retire? Check out these 5 signs you’re ready to retire. read more

Health solutions for your small business

Our goal is to provide you with the support and planning you require in managing all of your employees effectively. We work to understand your needs and provide customized solutions that ensure better health care decisions for you and your employees.


Diverse plans and programs

In today’s ever-changing working world, it is good to have choices. Learn More

At PLAN IV, we know that good help is hard to find. That is why when you build a quality workforce, you want to able to offer them the best in compensation and benefits Learn More
PLAN IV knows that strong leadership makes for a strong business. That is why we have developed specialty compensation and benefit programs for the executives within your organization. Learn More
Download Electronic Census PDF

What you need to know about health reform ..

Get the information you need, links, and documents all on understanding health reform.

White House