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Read Our Latest Blog Post: What Does Travel Insurance Cover?

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Putting you on a path to success

We want to learn more about you, in order to find the right health care plan that really fits your lifestyle and goals. We build lasting relationships with our clients. It is only through the highest levels of integrity, respect and honest, personal service that we will continue to grow.

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People choose PLAN IV because they like to deal with real people who care. We are local in Troy, Michigan. Learn More

Our combination of industry knowledge and personal service will always provide our clients with the best financial products available. Our People
PLAN IV has been providing personal and professional services for nearly 25 years. Learn More

What's New

Want to know what’s happening with us and the world of health and life planning? We can connect you with the latest health news and information you need.


What Does Travel Insurance Cover?

For the large number of benefits that it affords, travel insurance isn’t as commonly used as you would expect. It makes sense to not want to add extra costs onto trips, especially expensive ones, but that’s also why travel insurance is most beneficial. Without travel insurance coverage, you could be stuck with unexpected extra costs or the consequences of delays and cancellations. Here are the many ways that travel insurance can save you money and keep your trip on track. read more

Roth IRA vs. Traditional IRA – Pros and Cons

The best time to start saving for retirement is always right now, no matter what age you are. With all of the different ways to save, it can be overwhelming to choose where to put your money. Individual retirement accounts (IRAs) are a common choice as they aren’t tied to your job and give you more freedom in your choices. read more

How A Financial Planner Can Help You Meet Your Retirement Goals

Planning for retirement can be tricky, as unforeseen costs can come up. Many people assume that they’ll be spending much less on the cost of living when they retire, but that’s not always true and that assumption can come back to bite you. The best way to ensure you can live comfortably in retirement without worry is to get the advice of a professional financial planner, like the ones at Plan IV. read more

Health solutions for your small business

Our goal is to provide you with the support and planning you require in managing all of your employees effectively. We work to understand your needs and provide customized solutions that ensure better health care decisions for you and your employees.


Diverse plans and programs

In today’s ever-changing working world, it is good to have choices. Learn More

At PLAN IV, we know that good help is hard to find. That is why when you build a quality workforce, you want to able to offer them the best in compensation and benefits Learn More
PLAN IV knows that strong leadership makes for a strong business. That is why we have developed specialty compensation and benefit programs for the executives within your organization. Learn More
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What you need to know about health reform ..

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