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Individual Open Enrollment Period for Health Insurance from February 15th - May 15th

Read Our Latest Blog Post: Have Insurance Questions? Plan IV Has The Answers!

We have professional relationships with a variety of the nation's top carriers

We Are in the Mail!

Checkout our recent mailer postcard that we've sent out in October & November.

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Putting you on a path to success

We want to learn more about you, in order to find the right health care plan that really fits your lifestyle and goals. We build lasting relationships with our clients. It is only through the highest levels of integrity, respect and honest, personal service that we will continue to grow.

We're here for you

People choose PLAN IV because they like to deal with real people who care. We are local in Troy, Michigan. Learn More

Our combination of industry knowledge and personal service will always provide our clients with the best financial products available. Our People
PLAN IV has been providing personal and professional services for nearly 25 years. Learn More

What's New

Want to know what’s happening with us and the world of health and life planning? We can connect you with the latest health news and information you need.


Have Insurance Questions? Plan IV Has The Answers!

Insurance is one of those key components in life that allows our lives to move forward and to remain secure for the future. Whether that involves health insurance or life insurance, there is an old proverb that says, “Health is not valued until sickness comes.” Here at Plan IV, we know first-hand that it is better to be safe today than sorry tomorrow. read more

New Baby Means New Health Insurance Options

So you just had a baby! Congratulations! Babies bring so much joy to people’s lives and having a new baby is such an exciting time in a parent’s life – especially for new parents. It can also be scary when entering parenthood for the first time, and its understandable! Your life is about to change forever. There are so many things that need to happen before your baby comes, and one of those things is making the change to your health insurance policy. read more

What You Need to Know About Life Insurance

One of the best ways to ensure your loved ones are taken care of is to take out a life insurance policy with beneficiaries. It can be an emotional thought for many to consider what might happen to them. As hard as it might be, life is filled with unexpected occurrences, and in case the worst of it might happen, it is better to prepare now. read more

Health solutions for your small business

Our goal is to provide you with the support and planning you require in managing all of your employees effectively. We work to understand your needs and provide customized solutions that ensure better health care decisions for you and your employees.


Diverse plans and programs

In today’s ever-changing working world, it is good to have choices. Learn More

At PLAN IV, we know that good help is hard to find. That is why when you build a quality workforce, you want to able to offer them the best in compensation and benefits Learn More
PLAN IV knows that strong leadership makes for a strong business. That is why we have developed specialty compensation and benefit programs for the executives within your organization. Learn More
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What you need to know about health reform ..

Get the information you need, links, and documents all on understanding health reform.

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