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We can help find the right

PLAN IV

your future

In today’s ever-changing world it's

good to have choices

We help determine your health needs for

today and for tomorrow

Read Our Latest Blog Post: Travel Insurance for Spring and Summer

We have professional relationships with a variety of the nation's top carriers

We Are in the Mail!

Checkout our recent mailer postcard that we've sent out in October & November.

Everyone has to
PLAN IV something.

We are here for you. Here to answer your questions about health insurance coverage, give you advice, and help you make the right decisions before a big event drops down in the middle of your everyday plans.

Talk To An Expert!

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Putting you on a path to success

We want to learn more about you, in order to find the right health care plan that really fits your lifestyle and goals. We build lasting relationships with our clients. It is only through the highest levels of integrity, respect and honest, personal service that we will continue to grow.

Why Choose PLAN IV

We're here for you

People choose PLAN IV because they like to deal with real people who care. We are local in Troy, Michigan. Learn More

Meet our Expert Staff

Our combination of industry knowledge and personal service will always provide our clients with the best financial products available. Our People

Our History

PLAN IV has been providing personal and professional services for nearly 25 years. Learn More

What's New

Want to know what’s happening with us and the world of health and life planning? We can connect you with the latest health news and information you need.

09Mar

Travel Insurance for Spring and Summer

The best two seasons for vacations are fast approaching. Going on a vacation is supposed to be a time when you’re most relaxed, but when you’re traveling there are a lot of factors that can throw off your trip. If you don’t have travel insurance, these issues can even ruin your trip completely. But with travel insurance, you’ll be covered for unexpected expenses and delays that would otherwise put a damper on your good time. With this peace of mind, you can fully relax and enjoy your vacation. read more

08Feb

Tips for Reaching Your Financial Goals in the New Year

The new year is a great time to set new financial goals for yourself, but as it happens with many people, those goals aren’t always met. It’s not for lack of effort, but it could be the way you’re going about it. If you want to stick to your financial goals in this new year, follow these tips for reaching them. read more

12Jan

Why You Need Life Insurance for Income Replacement

Being left without the income or services the family member provided can add financial hardship to an already difficult grieving process. read more

Health solutions for your small business

Our goal is to provide you with the support and planning you require in managing all of your employees effectively. We work to understand your needs and provide customized solutions that ensure better health care decisions for you and your employees.

Human Resource Outsourcing

Diverse plans and programs

In today’s ever-changing working world, it is good to have choices. Learn More

General Employee Programs

At PLAN IV, we know that good help is hard to find. That is why when you build a quality workforce, you want to able to offer them the best in compensation and benefits Learn More

Management and Executive Programs

PLAN IV knows that strong leadership makes for a strong business. That is why we have developed specialty compensation and benefit programs for the executives within your organization. Learn More

What you need to know about health reform ..

Get the information you need, links, and documents all on understanding health reform.

Learn More