Don't Go on the Marketplace Exchange — Call Us & We'll Take Care of it For You, No Cost!

We have professional relationships with a variety of the nation's top carriers

We Are in the Mail!

Checkout our recent mailer postcard that we've sent out in October & November.

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Talk To An Expert!

Have an advisor contact you for an initial conversation

Putting you on a path to success

We want to learn more about you, in order to find the right health care plan that really fits your lifestyle and goals. We build lasting relationships with our clients. It is only through the highest levels of integrity, respect and honest, personal service that we will continue to grow.

We're here for you

People choose PLAN IV because they like to deal with real people who care. We are local in Troy, Michigan. Learn More

Our combination of industry knowledge and personal service will always provide our clients with the best financial products available. Our People
PLAN IV has been providing personal and professional services for nearly 25 years. Learn More

What's New

Want to know what’s happening with us and the world of health and life planning? We can connect you with the latest health news and information you need.

28Oct

2020 Open Enrollment for Healthcare

With the end of the year fast approaching, Michigan residents ought to know there is only a short window of opportunity to enroll in healthcare coverage for the 2020 calendar year. Open enrollment for health insurance begins November 1, 2019 and will conclude on December 15, 2019. But don’t wait! Residents seeking insurance coverage should act before the end of the enrollment period, unless you will qualify for a Special Enrollment Period. Residents in Troy, Rochester and the surrounding southeast Michigan area can trust us at Plan IV to navigate through insurance options fit for your needs. read more
02Oct

2020 Open Enrollment for Medicare

Open enrollment for Medicare 2020 will start on October 15 and will run through December 7, 2019. Senior residents of Michigan ages 65 years and older seeking insurance coverage should act quickly. You must sign up for your Medicare Supplement or Advantage plan during this period to obtain coverage. Residents in the metro Detroit area can trust Plan IV to help them navigate options for the best health insurance in Michigan. read more
29Aug

Protect the ones you love with life insurance.

The best way to protect your loved ones is by purchasing life insurance. Of course, every one envisions their future and how it will transpire but many times unexpected things happen in your life that was not expected. Life’s events and happenings are sometimes out of your control. read more

Health solutions for your small business

Our goal is to provide you with the support and planning you require in managing all of your employees effectively. We work to understand your needs and provide customized solutions that ensure better health care decisions for you and your employees.

PlanIV

Diverse plans and programs

In today’s ever-changing working world, it is good to have choices. Learn More

At PLAN IV, we know that good help is hard to find. That is why when you build a quality workforce, you want to able to offer them the best in compensation and benefits Learn More
PLAN IV knows that strong leadership makes for a strong business. That is why we have developed specialty compensation and benefit programs for the executives within your organization. Learn More
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What you need to know about health reform ..

Get the information you need, links, and documents all on understanding health reform.

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