The Equifax breach has put 143 million Americans at risk for identity theft. Personal Identifiable information was exposed from mid-may to July 2017, including: Social Security Numbers, Addresses, Credit Card Numbers, Birthdates, Driver's license numbers, etc. 

It's time to sign up for comprehensive identity theft protection!

Click the link below to find out more about our Identity Theft Protection plans through Legal Shield. 


Don't Go on the Marketplace Exchange — Call Us & We'll Take Care of it For You, No Cost!

We have professional relationships with a variety of the nation's top carriers

We Are in the Mail!

Checkout our recent mailer postcard that we've sent out in October & November.

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Talk To An Expert!

Have an advisor contact you for an initial conversation

Putting you on a path to success

We want to learn more about you, in order to find the right health care plan that really fits your lifestyle and goals. We build lasting relationships with our clients. It is only through the highest levels of integrity, respect and honest, personal service that we will continue to grow.

We're here for you

People choose PLAN IV because they like to deal with real people who care. We are local in Troy, Michigan. Learn More

Our combination of industry knowledge and personal service will always provide our clients with the best financial products available. Our People
PLAN IV has been providing personal and professional services for nearly 25 years. Learn More

What's New

Want to know what’s happening with us and the world of health and life planning? We can connect you with the latest health news and information you need.


Tips for Back to School Season

Although it’s just mid August , storefronts and businesses are beginning to advertise what some kids dread, and others cherish, back to school time. In a report from Huntington Bank Backpack Index, school supplies have increased a whopping 88% since 2007. With this statistic, here are 3 tips to consider for this back to school season. read more

Tips for Summer Travel

Are you planning to get away from the normal this summer? According to AAA, so is about 35% of Americans. With vacation season in its prime, businesses everywhere are hiking prices and fees in anticipation for a busy season. With this, here are 5 quick tips to save money on your summer travel read more

Don't Leave Home Without Travel Insurance this Summer

Plan IV can provide you with the best, most comprehensive, and most affordable travel insurance on the market. In addition to temporary health insurance, health insurance, supplemental health insurance, and Medicare supplement plans, this is just one more convenient service that we offer Michigan residents. read more

Health solutions for your small business

Our goal is to provide you with the support and planning you require in managing all of your employees effectively. We work to understand your needs and provide customized solutions that ensure better health care decisions for you and your employees.


Diverse plans and programs

In today’s ever-changing working world, it is good to have choices. Learn More

At PLAN IV, we know that good help is hard to find. That is why when you build a quality workforce, you want to able to offer them the best in compensation and benefits Learn More
PLAN IV knows that strong leadership makes for a strong business. That is why we have developed specialty compensation and benefit programs for the executives within your organization. Learn More
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What you need to know about health reform ..

Get the information you need, links, and documents all on understanding health reform.

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