Don't Go on the Marketplace Exchange — Call Us & We'll Take Care of it For You, No Cost!

We have professional relationships with a variety of the nation's top carriers

We Are in the Mail!

Checkout our recent mailer postcard that we've sent out in October & November.

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Talk To An Expert!

Have an advisor contact you for an initial conversation

Putting you on a path to success

We want to learn more about you, in order to find the right health care plan that really fits your lifestyle and goals. We build lasting relationships with our clients. It is only through the highest levels of integrity, respect and honest, personal service that we will continue to grow.

We're here for you

People choose PLAN IV because they like to deal with real people who care. We are local in Troy, Michigan. Learn More

Our combination of industry knowledge and personal service will always provide our clients with the best financial products available. Our People
PLAN IV has been providing personal and professional services for nearly 25 years. Learn More

What's New

Want to know what’s happening with us and the world of health and life planning? We can connect you with the latest health news and information you need.


The SECURE Act: Impacts on Retirement Planning

The Setting Every Community Up for Retirement Enhancement (SECURE) Act was signed into law on December 20, 2019 and is the most significant retirement reform legislation in more than a decade. It was created to encourage individuals to save more for retirement and motivate businesses to offer retirement plans. read more

Tax Identity Theft: Protecting Your Credit and Finances

The main cause for tax identity theft occurs when someone files a tax return using your Social Security Number (SSN). Many times, criminals will pursue someone else’s personalized tax returns in order to claim a fraudulent tax refund. Additionally, criminals may have used your SSN to obtain employment records, information on credit and other confidential information. read more

Travel Insurance in December

Here it comes Season’s Greetings! We made it to the end of the year, and it’s time for families and friends to celebrate the long year together. With the season’s greetings comes a big influx of people traveling all over the world to go home for the holidays. With that in mind, purchasing travel insurance is a protective measure to make sure your plans don’t go south, as well. Plan IV is here to help you decide the best travel insurance plan is fit for you. read more

Health solutions for your small business

Our goal is to provide you with the support and planning you require in managing all of your employees effectively. We work to understand your needs and provide customized solutions that ensure better health care decisions for you and your employees.


Diverse plans and programs

In today’s ever-changing working world, it is good to have choices. Learn More

At PLAN IV, we know that good help is hard to find. That is why when you build a quality workforce, you want to able to offer them the best in compensation and benefits Learn More
PLAN IV knows that strong leadership makes for a strong business. That is why we have developed specialty compensation and benefit programs for the executives within your organization. Learn More
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What you need to know about health reform ..

Get the information you need, links, and documents all on understanding health reform.

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