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Read Our Latest Blog Post: Why You Need Life Insurance for Income Replacement

We have professional relationships with a variety of the nation's top carriers

We Are in the Mail!

Checkout our recent mailer postcard that we've sent out in October & November.

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Putting you on a path to success

We want to learn more about you, in order to find the right health care plan that really fits your lifestyle and goals. We build lasting relationships with our clients. It is only through the highest levels of integrity, respect and honest, personal service that we will continue to grow.

We're here for you

People choose PLAN IV because they like to deal with real people who care. We are local in Troy, Michigan. Learn More

Our combination of industry knowledge and personal service will always provide our clients with the best financial products available. Our People
PLAN IV has been providing personal and professional services for nearly 25 years. Learn More

What's New

Want to know what’s happening with us and the world of health and life planning? We can connect you with the latest health news and information you need.


Why You Need Life Insurance for Income Replacement

Being left without the income or services the family member provided can add financial hardship to an already difficult grieving process. read more

Identity Theft Protection

In the internet age, if you use a smartphone or laptop regularly, chances are that information about your identity is everywhere. It seems like every company wants you to make a profile with your email and password, as well as your date of birth and home state. If you shop online, consider how many different websites you’ve given your credit card info and home address to in addition to the profile you made to use their online shopping services. While these companies take strong measures to protect their customers’ information, no company is 100% safe from hackers. read more

What Does Travel Insurance Cover?

For the large number of benefits that it affords, travel insurance isn’t as commonly used as you would expect. It makes sense to not want to add extra costs onto trips, especially expensive ones, but that’s also why travel insurance is most beneficial. Without travel insurance coverage, you could be stuck with unexpected extra costs or the consequences of delays and cancellations. Here are the many ways that travel insurance can save you money and keep your trip on track. read more

Health solutions for your small business

Our goal is to provide you with the support and planning you require in managing all of your employees effectively. We work to understand your needs and provide customized solutions that ensure better health care decisions for you and your employees.


Diverse plans and programs

In today’s ever-changing working world, it is good to have choices. Learn More

At PLAN IV, we know that good help is hard to find. That is why when you build a quality workforce, you want to able to offer them the best in compensation and benefits Learn More
PLAN IV knows that strong leadership makes for a strong business. That is why we have developed specialty compensation and benefit programs for the executives within your organization. Learn More
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What you need to know about health reform ..

Get the information you need, links, and documents all on understanding health reform.

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