Don't Go on the Marketplace Exchange — Call Us & We'll Take Care of it For You, No Cost!

We have professional relationships with a variety of the nation's top carriers

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Putting you on a path to success

We want to learn more about you, in order to find the right health care plan that really fits your lifestyle and goals. We build lasting relationships with our clients. It is only through the highest levels of integrity, respect and honest, personal service that we will continue to grow.

We're here for you

People choose PLAN IV because they like to deal with real people who care. We are local in Troy, Michigan. Learn More

Our combination of industry knowledge and personal service will always provide our clients with the best financial products available. Our People
PLAN IV has been providing personal and professional services for nearly 25 years. Learn More

What's New

Want to know what’s happening with us and the world of health and life planning? We can connect you with the latest health news and information you need.

10Aug

2016 Marketplace Special Enrollment Period

Special Enrollment Period for Individual Health Insurance read more
08Aug

Safe Money Advisory Newsletter ~ August 2016

The Newsletter is written to help you with retirement matters. If you have questions or would like to review your retirement plans, please get in touch if I can be of assistance. read more
28Jul

A Free Internet Seminar - "Do I Need Life Insurance during Retirement?"

By attending this webinar, you’ll learn about some common “insurance myths” and how they may affect your retirement planning. read more

Health solutions for your small business

Our goal is to provide you with the support and planning you require in managing all of your employees effectively. We work to understand your needs and provide customized solutions that ensure better health care decisions for you and your employees.

Diverse plans and programs

In today’s ever-changing working world, it is good to have choices. Learn More

At PLAN IV, we know that good help is hard to find. That is why when you build a quality workforce, you want to able to offer them the best in compensation and benefits Learn More
PLAN IV knows that strong leadership makes for a strong business. That is why we have developed specialty compensation and benefit programs for the executives within your organization. Learn More

What you need to know about health reform ..

Get the information you need, links, and documents all on understanding health reform.