Small Business

Here at Plan IV, we are more than just benefits brokers, we are benefits consultants.

The term benefits consultant is often times used interchangeable in the insurance industry, but there are many differences that set a consultant apart for your average broker. Working with a true benefits consultant will change the way your company manages its benefits programs and ultimately improve your business outcomes.

A traditional benefits broker is often considered an extension of an insurance carrier’s sales force, focusing on selling products. The services they provide are usually centered on the renewal or new sale of a product and generally end when the renewal or sale is completed. Brokers are more focused on the sale of the product and less focused on how that product may impact the group and its employees.

As benefits consultants, we will partner with your company to obtain an in-depth understanding of your business and help you craft an employee benefits strategy tailored to your needs. Once we’ve developed a strategy we will work with you to design, implement and manage your plan throughout the year.

Some of the support and tools we provide throughout the year are:

• Make sense out of complex benefits landscape for yourself and your employees
• Service teams to support ongoing billing, claims and administrative issues
• Work with HR department to help with on boarding new employees, canceling terminated employees as well as other administrative needs.
• Keep up with the ever changing health insurance regulations for you
• EASE HR and Benefits Administration Online Platform (FREE!)