Help reduce your monthly premiums.

Plan M has an upfront Part B deductible and affordable copays for the visit to the doctor’s office and the emergency room, which help reduce your monthly premiums.

Medicare Plan M provides basic coverage for:

Hospitalization: Coverage for Medicare (Part A) daily copays, plus 365 additional days after Medicare benefits end.

Medical expenses: Coverage for Medicare Part B co-insurance (20% of Medicare-approved costs) or copays for doctors' services, hospital outpatient services, and other medical services*.

Blood: First three pints of blood each year.

Hospice: Co-insurance for inpatient respite care and copays for hospice outpatient prescription drugs.

In addition to the basic benefits, Plan M also provides coverage for your:

Skilled nursing facility copay

Part A deductible – 50%

Worldwide emergency coverage**

Hospitalization and preventive care paid at 100%; other basic benefits paid at 75%

**$250 deductible each year. Lifetime maximum of $50,000. Subscriber pays all amounts over $50,000.


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