Plan IV Blog

We get the facts & get informed for a better, smarter, health experience!

Tips for Summer Travel

Are you planning to get away from the normal this summer? According to AAA, so is about 35% of Americans. With vacation season in its prime, businesses everywhere are hiking prices and fees in anticipation for a busy season. With this, here are 5 quick tips to save money on your summer travel

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Don't Leave Home Without Travel Insurance this Summer

Plan IV can provide you with the best, most comprehensive, and most affordable travel insurance on the market. In addition to temporary health insurance, health insurance, supplemental health insurance, and Medicare supplement plans, this is just one more convenient service that we offer Michigan residents.

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Best of Troy Award Winner

For the 3rd year in a row we've been given the Best of Troy Award for Insurance Agency!

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Mid-Year Financial Check Up

Happy Half Year! Time flies and first 6 months of 2018 are already here and gone! With the second half of the year fast approaching, it’s important to know how your finances are stacking up compared to your goals when the year began. What better way to that then to check out these quick tips for a mid-year financial check-up:

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Why You Need Identity Theft Protection in the Wake of the Equifax Data Breach

Because of the Equifax breach and the fact that these types of large-scale breaches are more common than ever, Michigan consumers must protect themselves against identity theft. Fortunately, your local insurance provider, Plan IV offers the very best in identity theft protection through Legal Shield.

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WHEN YOU'RE THE 'ONE'

The one incident that could change your entire future. Provided by Thomas Miszcak

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Attract and Retain the Best Employees with the Right Insurance Packages

So, what are Millennials looking for when choosing their perfect companies? Studies indicate that they want flexibility, competitive salaries, and insurance packages that are tailored to their unique needs. Get the most competitive and affordable employee benefits packages from Plan IV Health.

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Off-Ramp to Retirement

Retirement on your mind? Whether you are on the brink of retiring or already there, you want to make sure you saved and protected your assets to ensure you’ll have income to exceed your retirement dreams. 65 years of hard work should not go to waste which is why it is crucial you make sure you are planning for retirement that may be 30 years or longer!

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Teaching Seniors New Tricks to Avoid Old (and New) Scams

New Medicare cards are in the mail. Medicare is removing Social Security numbers to help protect cardholders’ identities. The new cards are being mailed in phases beginning this month, with all new cards issued by April 2019. Visit medicare.gov to find out when you can expect to receive your new card.

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Social Security & You

Are you on the verge of retirement? Then you are probably asking yourself when you should stop working and how long after that do you take Social Security benefits? While your first thought may be to take both as soon as you are able, the reality is a little more complicated.

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HAVE I SAVED ENOUGH FOR RETIREMENT?

Many Americans look forward to their retirement years; however, if you’re not prepared, it can also be financially stressful. When it comes to retirement, most Baby Boomers are unsure if they’ve saved enough and are concerned about running out of money.

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5 Tips for Reaching Your Financial Goals in the New Year

You may already be retired or you’re just starting to plan for it; either way, this is the time for making New Year’s resolutions toward your financial goals.

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Give Yourself The Gift Of Peace Of Mind With Life Insurance

One of the biggest stressors of the holiday season can be money or more specifically, not having enough to purchase the presents we think we should..

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2017 Best Of Troy Award!

Plan IV has won a Best of Troy Award for 2017 for Insurance Agency! That's 2 years in a row!!

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NAHU's Statement on Today's Executive Order

National Association of Health Underwriters' Statement on Today's Executive Order

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3 Retirement Pitfalls to Avoid

As you near retirement, you’re probably looking forward to the laid-back lifestyle it can offer. But there can also be some snags that could cause you to run into financial trouble later in life. Here are three retirement pitfalls you should try to avoid.

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HR Advisory Services

When you need immediate answers to tough HR questions, where do you go? The web? Business Colleagues? Your attorney or HR consultant?

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PrimePay HR Outsourcing

Plan IV Corporation is proud to meet your organization’s health insurance needs and we’re continually seeking new ways to deliver even greater value to you. With that in mind, Plan IV Corporation has partnered with PrimePay – one of the nation’s leading payroll and business service firms – to offer a suite of integrated HR, benefits and payroll processes to our clients. With these services, Plan IV Corporation can become your one-stop source for a full range of insurance, HR, benefits and payroll needs. By working with Plan IV Corporation and PrimePay, you can optimize the speed, efficiency and accuracy of your HR, payroll and benefits administration processes.

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How much life insurance do I need?

The most important part of buying life insurance is determining how much you need. Since everyone’s financial circumstances and goals are different, there is no rule of thumb to tell you how much to buy.

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Guaranteed Income in Your Retirement Using Fixed Index Annuities

One of the biggest concerns of preretirees and retirees is income. This makes a lot of sense when you consider that all your savings essentially breaks down to an annual income you need to have to live comfortably during your retirement years. One of the options many seniors explore when trying to secure their retirement income is a fixed index annuity.

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Retirement Planning and Taxes

Life after retirement is full of changes and challenges, not the least of which is trying to understand how taxes will impact your income and deductions in retirement. Many wonder how big their tax bill will be in retirement and how long their retirement will last.

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Summary of American Health Care Act

Here is a quick summary of the key provisions of the American Health Care Act, that has been introduced to replace the Affordable Care Act (Obamacare).

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Insure Your Love

Why do people really buy life insurance? For most it comes down to love. They love someone and want to make sure their family or loved ones wouldn’t suffer financially if something happened to them. A life insurance policy is the ultimate gift of love. It’s less expensive than many other standard gifts like jewelry, yet provides a tremendous value that your family will need, should they lose you.

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Affordable Care Act Executive Orders

Information on President Trump's executive order regarding the Affordable Care Act.

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Obamacare Deadline Extension 2016

Obamacare Jan. 1st effective date extended!

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OBAMACARE - OPEN ENROLLMENT DEADLINE!

Don't forget Thursday (Dec. 15) is the last day to get a January 1st effective date for ALL individual health insurance plans. If you haven't enrolled for next year yet, give us a call (248) 689-4910.

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Retirement Newsletter - December 2016

5 Things You Need To Know About Long-Term Care Insurance

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HAPPY THANKSGIVING!

Our Office will be closed for the holiday: Thursday Nov. 24th and Friday Nov. 25th. We will be back for normal office hours on Monday! Have a great holiday!

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OPEN ENROLLMENT

Open Enrollment is in full swing! Begins November 1st and remains open through January 31st .

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Obamacare Open Enrollment

Obamacare Open Enrollment Starts on Tuesday!

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IRS to Target Citizens Who Aren't Buying Obamacare

If you currently don't have a health insruance plan, keep an eye out for this letter from the IRS (see article below)...

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BEST OF TROY AWARD

Plan IV has been selected for the 2016 Best of Troy Awards for Insurance Agency. 🎉🏆

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2016 Marketplace Special Enrollment Period

Special Enrollment Period for Individual Health Insurance

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Safe Money Advisory Newsletter ~ August 2016

The Newsletter is written to help you with retirement matters. If you have questions or would like to review your retirement plans, please get in touch if I can be of assistance.

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A Free Internet Seminar - "Do I Need Life Insurance during Retirement?"

By attending this webinar, you’ll learn about some common “insurance myths” and how they may affect your retirement planning.

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June is Annuity Awareness Month

June is Annuity Awareness Month: the age-old question and worry from our clients never stops: "what happens if I live longer than my money lasts?" Below is a simplistic way to explain these insurance products and their functionality inside of a retirement income strategy.

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Diversifying Your Retirement Income Sources~ Video

Learn how life insurance can help protect against market downturns! Click the link to watch a quick YouTube Video

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JOB OPPORTUNITY!

We are looking to add an insurance sales representative to our team.

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Safe Money Advisory Newsletter ~ May 2016

Retirement Planning at Every Age: What should you be doing right now?

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Plan IV Newsletter

In case you missed the email.. check out this months newsletter!

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A FREE Internet Seminar - April 2016

Life without Life Insurance Thursday, April 21, 2016 Starting at 3 pm and running continuously thereafter

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Safe Money Advisory Newsletter ~ Feb. 2016

February's Safe Money Advisory Newsletter- "What you Need to Know About Your Income Taxes"

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A FREE Internet Seminar - JANUARY 2016

What You Need to Know about Changes to Your Social Security Benefits

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Safe Money Advisory Newsletter ~ January 2016

This month's newsletter, "What you need to know about changes to your Social Security Benefits" is now available. Just click the link below to access.

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A FREE Internet Seminar - December 2015

What to Consider when Gifting Assets

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November's Free Internet Seminar

Six Essential End-of-Year Financial Planning Moves

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Safe Money Advisory Newsletter ~ November

Six Essential End-of-Year Financial Planning Moves

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Safe Money Advisory Newsletter ~ October

Four Surprising Retirement Income Strategies

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A Free Internet Seminar - The Value of Insurance Through the Years

10 minute Webinar on the benefit of insurance, no matter what your age

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Safe Money Advisory Newsletter ~ September

Safe Money Advisory Newsletter - The value of Life Insurance through the years

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Important Changes to Health Plus for 2016

Health Plus is making changes for to their plans for 2016

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Free Internet Seminar - August

A free Internet Seminar on the Five Essentials of Social Security Benefits.

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Safe Money Advisory Newsletter ~ August

This month's newsletter touches on the five essentials of social security benefits.

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Safe Money Advisory Newsletter ~ July

July's Safe Money Advisory Newsletter

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A Free Internet Seminar "Removing Financial Burdens with Life Insurance"

A quick 10 minute Webinar on Removing Financial Burden with Life Insurance.

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June's Safe Money Advisory Newsletter.

The Newsletter is written to help you with retirement matters. If you have questions or would like to review your retirement plans, please get in touch if I can be of assistance.

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A Free Internet Seminar "Retirement Planning: Getting started Checklist"

Starting Thursday, May 21, 2015 starting at 3 pm and running continuously thereafter. This 10 minute webinar on retirement planning and the steps to get started can be viewed anonymously from any computer. Just click the link below to get started.

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Safe Money Advisory Newsletter ~ May

Here’s this month's issue of our Safe Money Advisory Newsletter. Just click on the link to access.

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April's Free Internet Seminar

A Free Internet Seminar ~ "2014 Tax changes you should know" Starting Thursday, April 16,2015 at 3 pm & running continuously thereafter.

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Safe Money Advisory Newsletter ~ April

Here's April's issue of Safe Money Advisory Newsletter: 2014 Tax Changes You Should Know

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A FREE Internet Seminar!

The Gift of Love, the Gift of Life Insurance.

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Obamacare Enrollment Deadline

The Obamacare open enrollment period comes to a close at Midnight on Sunday, February 15th.

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ObamaCare Deadline

February 15th is the deadline to enroll in an Individual Health Insurance plan. It's not to late to get health coverage for 2015.

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