Plan IV Blog

We get the facts & get informed for a better, smarter, health experience!

A Single Source for Powerful Partnership

Plan IV Corporation is proud to meet your organization’s health insurance needs and we’re continually seeking new ways to deliver even greater value to you. With that in mind, Plan IV Corporation has partnered with PrimePay – one of the nation’s leading payroll and business service firms – to offer a suite of integrated HR, benefits and payroll processes to our clients. With these services, Plan IV Corporation can become your one-stop source for a full range of insurance, HR, benefits and payroll needs. By working with Plan IV Corporation and PrimePay, you can optimize the speed, efficiency and accuracy of your HR, payroll and benefits administration processes.

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How much life insurance do I need?

The most important part of buying life insurance is determining how much you need. Since everyone’s financial circumstances and goals are different, there is no rule of thumb to tell you how much to buy.

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Guaranteed Income in Your Retirement Using Fixed Index Annuities

One of the biggest concerns of preretirees and retirees is income. This makes a lot of sense when you consider that all your savings essentially breaks down to an annual income you need to have to live comfortably during your retirement years. One of the options many seniors explore when trying to secure their retirement income is a fixed index annuity.

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Retirement Planning and Taxes

Life after retirement is full of changes and challenges, not the least of which is trying to understand how taxes will impact your income and deductions in retirement. Many wonder how big their tax bill will be in retirement and how long their retirement will last.

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Summary of American Health Care Act

Here is a quick summary of the key provisions of the American Health Care Act, that has been introduced to replace the Affordable Care Act (Obamacare).

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Insure Your Love

Why do people really buy life insurance? For most it comes down to love. They love someone and want to make sure their family or loved ones wouldn’t suffer financially if something happened to them. A life insurance policy is the ultimate gift of love. It’s less expensive than many other standard gifts like jewelry, yet provides a tremendous value that your family will need, should they lose you.

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Affordable Care Act Executive Orders

Information on President Trump's executive order regarding the Affordable Care Act.

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Obamacare Deadline Extension 2016

Obamacare Jan. 1st effective date extended!

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OBAMACARE - OPEN ENROLLMENT DEADLINE!

Don't forget Thursday (Dec. 15) is the last day to get a January 1st effective date for ALL individual health insurance plans. If you haven't enrolled for next year yet, give us a call (248) 689-4910.

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Retirement Newsletter - December 2016

5 Things You Need To Know About Long-Term Care Insurance

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HAPPY THANKSGIVING!

Our Office will be closed for the holiday: Thursday Nov. 24th and Friday Nov. 25th. We will be back for normal office hours on Monday! Have a great holiday!

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OPEN ENROLLMENT

Open Enrollment is in full swing! Begins November 1st and remains open through January 31st .

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Obamacare Open Enrollment

Obamacare Open Enrollment Starts on Tuesday!

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IRS to Target Citizens Who Aren't Buying Obamacare

If you currently don't have a health insruance plan, keep an eye out for this letter from the IRS (see article below)...

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BEST OF TROY AWARD

Plan IV has been selected for the 2016 Best of Troy Awards for Insurance Agency. 🎉🏆

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2016 Marketplace Special Enrollment Period

Special Enrollment Period for Individual Health Insurance

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Safe Money Advisory Newsletter ~ August 2016

The Newsletter is written to help you with retirement matters. If you have questions or would like to review your retirement plans, please get in touch if I can be of assistance.

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A Free Internet Seminar - "Do I Need Life Insurance during Retirement?"

By attending this webinar, you’ll learn about some common “insurance myths” and how they may affect your retirement planning.

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June is Annuity Awareness Month

June is Annuity Awareness Month: the age-old question and worry from our clients never stops: "what happens if I live longer than my money lasts?" Below is a simplistic way to explain these insurance products and their functionality inside of a retirement income strategy.

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Diversifying Your Retirement Income Sources~ Video

Learn how life insurance can help protect against market downturns! Click the link to watch a quick YouTube Video

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JOB OPPORTUNITY!

We are looking to add an insurance sales representative to our team.

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Safe Money Advisory Newsletter ~ May 2016

Retirement Planning at Every Age: What should you be doing right now?

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Plan IV Newsletter

In case you missed the email.. check out this months newsletter!

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A FREE Internet Seminar - April 2016

Life without Life Insurance Thursday, April 21, 2016 Starting at 3 pm and running continuously thereafter

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Safe Money Advisory Newsletter ~ Feb. 2016

February's Safe Money Advisory Newsletter- "What you Need to Know About Your Income Taxes"

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A FREE Internet Seminar - JANUARY 2016

What You Need to Know about Changes to Your Social Security Benefits

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Safe Money Advisory Newsletter ~ January 2016

This month's newsletter, "What you need to know about changes to your Social Security Benefits" is now available. Just click the link below to access.

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A FREE Internet Seminar - December 2015

What to Consider when Gifting Assets

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November's Free Internet Seminar

Six Essential End-of-Year Financial Planning Moves

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Safe Money Advisory Newsletter ~ November

Six Essential End-of-Year Financial Planning Moves

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Safe Money Advisory Newsletter ~ October

Four Surprising Retirement Income Strategies

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A Free Internet Seminar - The Value of Insurance Through the Years

10 minute Webinar on the benefit of insurance, no matter what your age

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Safe Money Advisory Newsletter ~ September

Safe Money Advisory Newsletter - The value of Life Insurance through the years

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Important Changes to Health Plus for 2016

Health Plus is making changes for to their plans for 2016

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Free Internet Seminar - August

A free Internet Seminar on the Five Essentials of Social Security Benefits.

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Safe Money Advisory Newsletter ~ August

This month's newsletter touches on the five essentials of social security benefits.

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Safe Money Advisory Newsletter ~ July

July's Safe Money Advisory Newsletter

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A Free Internet Seminar "Removing Financial Burdens with Life Insurance"

A quick 10 minute Webinar on Removing Financial Burden with Life Insurance.

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June's Safe Money Advisory Newsletter.

The Newsletter is written to help you with retirement matters. If you have questions or would like to review your retirement plans, please get in touch if I can be of assistance.

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A Free Internet Seminar "Retirement Planning: Getting started Checklist"

Starting Thursday, May 21, 2015 starting at 3 pm and running continuously thereafter. This 10 minute webinar on retirement planning and the steps to get started can be viewed anonymously from any computer. Just click the link below to get started.

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Safe Money Advisory Newsletter ~ May

Here’s this month's issue of our Safe Money Advisory Newsletter. Just click on the link to access.

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April's Free Internet Seminar

A Free Internet Seminar ~ "2014 Tax changes you should know" Starting Thursday, April 16,2015 at 3 pm & running continuously thereafter.

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Safe Money Advisory Newsletter ~ April

Here's April's issue of Safe Money Advisory Newsletter: 2014 Tax Changes You Should Know

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A FREE Internet Seminar!

The Gift of Love, the Gift of Life Insurance.

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Obamacare Enrollment Deadline

The Obamacare open enrollment period comes to a close at Midnight on Sunday, February 15th.

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ObamaCare Deadline

February 15th is the deadline to enroll in an Individual Health Insurance plan. It's not to late to get health coverage for 2015.

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