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Supplemental Insurance: Help You Fill the Holes of Traditional Plans

Supplemental Insurance: Help You Fill the Holes of Traditional Plans

Traditional medical insurance and Medicare plans provide you and your family with health-care coverage. Traditional plans, on the other hand, may contain coverage gaps that leave you vulnerable. Supplemental health insurance plans are now available to help fill in some of those gaps.

What Types of Supplemental Plans Are There?

  • Critical Illness Plans
  • Accident Plans
  • Long-Term Care Plans
  • Hospital Recovery Plans

By adding at least one of the above plans to your normal medical coverage, you can immensely reduce your risk of a financial crisis in the event of a major health crisis or serious diagnosis. Plan IV understands the importance having the flexibility to supplement your health care plan, and we provide our clients with a ride range of options so we can find them the best choice.

Critical Illness Plans

Critical illness plans are an insurance product where the insurer is given a large lump sum of money to cover a major health event. Health events like heart attacks and cancer can make the lives of those affected and their families turn upside down.  

Benefit amounts range from $5,000 and go up to $50,000, going up in $5,000 increments. Some examples of major life events that are eligible for payout include:

  • Heart Attack
  • Stroke
  • Invasive Cancer
  • Coronary Artery Disease
  • Prostate Cancer
  • Skin Cancer
  • End Stage Renal Cancer
  • Major Organ Failure

Making sure that your plan includes Supplemental Insurance is not only for your own peace of mind, but also for the peace of mind of your family and those who are close to you. Life happens, and unexpected health problems occur every day, and by pairing supplemental insurance with your health care plan, you can sleep easy knowing you are covered.

Contact Plan IV for Details on Supplemental Health Insurance Services

If you are currently looking around for health insurance plans, or are ahead of the game and also looking to add Supplemental Health Insurance to your current plan, the team at Plan IV will take the time needed to properly assess your health coverage needs to determine the best fit for you.

Aside from Supplemental Health Insurance, Plan IV also provides Medicare supplement plansthe best short term health insurancelong term care insurance plansdental and vision coveragepayroll or Prime Pay servicesHR outsourcing Michigan, and much more. We can save you time, money and give you peace of mind.

Call Plan IV for a quote at (248) 689-4910.  If you have questions about our services, reach out to us through the contact form on our website!